Did I Read That Right? Rates for Long-Term Care Insurance Rose 9% This Year!

Q. My wife and I like to plan ahead. Unfortunately, both of her parents and three of her aunts died of Alzheimer's, and we want to make sure we are prepared should one of us need long-term care in the future. We are aware of the … [Read more...]

How Nursing Homes are Collecting Debts- More Reason to Plan Ahead

Lillian Palermo, a 90-year old retired insurance executive, entered a nursing home after she began experiencing dementia, falls, and surgical complications. Her husband, Dino, who is eight years her junior, visits her every day. … [Read more...]

Critter Corner: Will Medicaid Pay for Assisted Living?

Dear Baxter, My father is in the early stages of dementia, and is considering assisted living. If my father is eligible, does Medicaid cover assisted living, or only nursing home care? Thanks for your help! Anita … [Read more...]

Caution: Our Top 10 SCARIEST Articles

With Halloween upon us, it is time to present you, our dear readers, with this year's scariest & creepiest stories. From the nightmare of probate to court cases involving filial responsibility, we uncovered some scary … [Read more...]

Helping Seniors and Veterans from Going Hungry

After working for decades and raising four children without government assistance, Carol found herself asking for help feeding herself and her husband, Richard. Faced with health problems that prevent them from working, Carol and … [Read more...]

New Reverse Mortgage Rules are in Effect this Week

Q. My husband, Rick, and I are considering moving after a stroke limited his mobility, because our home is not completely accessible for him. However, our house is in good repair, completely paid off, and in close proximity to our … [Read more...]

The Status of Medicare on it’s 49th Birthday

Medicare, the federal health insurance program for 53 million people ages 65 and better and those with permanent disabilities, helps to pay for hospital and physician visits, prescription drugs, and other services. Last year, … [Read more...]

Will You Go Broke Paying for Long-Term Care?

The costs of long-term care — whether at home, in assisted living, or in a nursing home — vary widely in the US. However,according to NPR, there isn’t one state where long-term care is affordable for middle-class families. In … [Read more...]

Honoring Our Veterans: An Underused Benefit

Memorial Day is a U.S. federal holiday where we take time to remember the men and women who died while serving in the United States military. The holiday, which is celebrated every year on the final Monday of May, was formerly … [Read more...]

Top 10 Medicaid Myths

The Medicaid program is our country’s largest health and long-term care insurer, covering one in six Americans, including two-thirds of nursing home residents and one in five persons under 65 with chronic disabilities. A look at … [Read more...]