Are VA Nursing Homes Free for Veterans?

Q. My father is a Vietnam veteran who will almost certainly need nursing home care in the future. Will the Department of Veterans Affairs (VA) nursing home system take care of him for free? Are VA nursing homes as good as private … [Read more...]

Hospitals Must Tell Medicare Patients If Care Is ‘Observation’ Only

Q. My father was in the hospital last month due to a fall in the stairwell at my parent’s split-level home. My mother wasn't able to lift him herself, so the ambulance came to assist her. They thought he seemed weak and out of … [Read more...]

$10,000 a month! Why don’t they take it seriously?

Q. My parents are in their 70's and I am a caregiver for them, while working part-time and raising a family. My father has had Parkinson's for fifteen years and is no longer mobile. My mother is in the early stages of Alzheimer's. … [Read more...]

If You’re A Caregiver. . . A Proper Contract is a MUST!

E.A. lived with her daughter, B.C., who was her caregiver from 2004 until 2012. They entered into a care agreement, in which E.A. was to make regular monthly payments to her daughter in exchange for room, board, and caregiving. … [Read more...]

What Type of Baby Boomer are You?

Baby boomers, or those born between 1946 and 1964, make up nearly 30% of the U.S. population. With this group reaching retirement age, new concerns are emerging when it comes to planning for retirement and long-term … [Read more...]

Have a Piece of Cake. . .

It's Medicaid's 50th Birthday! Q.  My son, Sam, turns 50 this year. Besides his birth, I know that something else significant happened in 1965 -- President Lyndon Johnson signed Medicaid into law. I know you help people apply … [Read more...]

Informal Home Care Could Result in Medicaid Ineligibility

Betty Jensen was an elderly woman with dementia, who resided in her home in Muskegon, Michigan. In May 2011, when she needed assistance, her concerned grandson, Jason, acted on her behalf and hired a non-relative, Teresa … [Read more...]

Non-Borrowing Spouses Can Still Face Eviction Due to Previous Reverse Mortgage Rules

Amy (59) and her husband, Frank (66), decided to get a reverse mortgage, sometimes known as an HECM (Home Equity Conversion Mortgage), last summer to supplement Fred's Social Security. Amy was left off the reverse mortgage, due to … [Read more...]

Did I Read That Right? Rates for Long-Term Care Insurance Rose 9% This Year!

Q. My wife and I like to plan ahead. Unfortunately, both of her parents and three of her aunts died of Alzheimer's, and we want to make sure we are prepared should one of us need long-term care in the future. We are aware of the … [Read more...]

How Nursing Homes are Collecting Debts- More Reason to Plan Ahead

Lillian Palermo, a 90-year old retired insurance executive, entered a nursing home after she began experiencing dementia, falls, and surgical complications. Her husband, Dino, who is eight years her junior, visits her every day. … [Read more...]