Gifting and the 2018 Gift and Estate Tax Exclusion Numbers

Q. Our daughter got married a few months ago and she and her husband found the perfect starter home in Springfield. The owners accepted their offer and my daughter and her husband asked me for $20,000 to help with the down … [Read more...]

This Can Be as Damaging to Your Health as 15 Cigarettes Per Day

Erica and her husband, Russ, go to the local diner sometimes for breakfast. The past couple of times they were there, they noticed a senior man sitting alone. The man proudly wore a WWII veteran hat. One morning, Russ, who is a … [Read more...]

This Virginia Law Makes It A MUST to Do Medicaid Planning for Married Couples

Louise and Mark were married 50 years when Mark fell and broke his hip. Following hip surgery, Mark went to a nursing home for routine therapy. A previous stroke a few years before this had significantly weakened his body; thus, … [Read more...]

The Financial Problems of CCRCs

A Continuing Care Retirement Community (CCRC) is an age-restricted community where, in most cases, incoming residents must be at least age 55 or older. The facilities offer independent-living units, assisted living units, and … [Read more...]

The Brain’s GPS: Why Alzheimer’s Patients Wander

Janet, who suffers from Alzheimer’s, lives at the Juniper House Memory Care unit in Oregon. She is among her unit’s 16 residents who have exhibited the symptoms of Sundown Syndrome, where individuals with Alzheimer’s get agitated, … [Read more...]

Could You Get Alzheimer’s at 40?

Q. My older brother, Chris, just turned 40. He is a successful businessman, and the father of three. My family sees him and his wife often, as we are very close and they live nearby. Five years ago, I began seeing memory slips … [Read more...]

Top 16 Articles of 2016

From the presidential candidates’ views on Social Security, Medicare, and Medicaid, to a new president being elected, we covered a lot of ground in 2016. It was a year that included the passing of the Special Needs Trust Fairness … [Read more...]

Charitable Giving: The Risks of Generosity

Q. My granddaughter, Abigail, recently got married and my husband and I would like to give her a gift of $14,000 before the end of the year to put towards a down payment on their first home. To be fair, we also want to give the … [Read more...]

A Decline in Dementia Risk

Dementia is one of the major causes of disability and dependency among older people worldwide. According to the World Health Organization, 47.5 million people have dementia and there are 7.7 million new cases every year. In the … [Read more...]

A Must-Have Document for Family Caregivers

Kayla’s father, Bob, is in the early stages of dementia. She has hired paid caregivers who have come and gone because Bob has tendencies towards anger and violent outbursts. Kayla has decided that the time has come to quit her job … [Read more...]