Has COVID-19 Changed Reverse Mortgages?

Q. My husband, Steven, and I have lived in Northern Virginia for nearly 40 years, and we have no plans of moving. We are original owners of our home, and our mortgage has been paid off since 1998. Our children all live close by, … [Read more...]

Does the No Surprises Act Protect Seniors Against Unanticipated Medical Bills?

Ever open your mailbox to find a surprise medical bill you completely did not expect? Perhaps you had an emergency and had to go to the nearest doctor or hospital to receive care? What if you were not yet on Medicare or have a … [Read more...]

Critter Corner: FTC Urges Research Before Charitable Donations

Dear Hayek, I am thinking about giving charitable donations this month. I want to make sure that the charities I am choosing are legitimate and that most of the money I give goes to those in need. I also want to make sure I’m … [Read more...]

Hospices Are Turning People Away

Q. My mother, Claire, has Parkinson’s and she’s at the point where she can no longer swallow and will need a feeding tube. She still lives at home with my father, who is having a hard time taking care of her. She has been … [Read more...]

2022 Key Elder Law Dollar Amounts

Q. Every year, the Farr Law Firm releases the newest figures for Medicaid, Medicare, and Social Security. I was wondering if they are available this year and if you can provide a summary of changes for these programs. Thanks for … [Read more...]

Medicaid-Covered Home Health Care in Maryland — Reality or Illusion?

Q. For years, my Aunt Linda, 80, who lives in Rockville, Maryland, has had trouble walking or standing for long periods and trouble getting in and out of her favorite chair. She also needs help dressing and bathing, and she has … [Read more...]

Giving Gifts to Grandchildren Without Wrecking Your Own Financial Future or Creating a Sense of Entitlement

Q. I have six grandchildren -- three from each of our two daughters. They live close by so I see them often and adore every one of them. I am not getting any younger and have some money I’d like to gift to them now, while I am … [Read more...]

What are the Medicaid, Tax, and Liability  Implications of Paying an Independent Caregiver?

Q. We are getting ready to hire a new caregiver for my mom, and she is an independent contractor. Prior to now, we have hired caregivers from an agency. The caregiver has asked about being paid in cash, which will amount to $3,000 … [Read more...]

Be Vigilant: Medicare Won’t Alert You When You Become Eligible for Part B

Sarah celebrated her 64th birthday in October of 2020, meaning she will be 65 this year and eligible for Medicare. Luckily, she is aware that she must enroll or face the consequences of delaying enrollment. She needs to remember … [Read more...]

Hospice and Palliative Care are Essentially the Same Thing—Why is Hospice Covered While Palliative Care Is Not?

Q. I recently read about hospice and palliative care and now I’m thoroughly confused. They sound like exactly the same thing, but offered at different times. Why is hospice covered by Medicare and Medicaid, when palliative care is … [Read more...]

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