Long-Term Care Planning

Guest Post by Michael Feinberg CLU, ChFC, Director of Insurance for Madison Financial Strategies As the population has continued to age over the last 30-40 years, one major risk to the financial wellbeing of individuals and … [Read more...]

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Will My Mother Face Financial Ruin Paying for a Nursing Home? 

Q. My mother has Parkinson’s, and it is progressively getting more difficult for her to do things on her own. She has fallen several times and is having trouble swallowing. We have an aide who comes to help her, but this level of … [Read more...]

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Baby Boomers Face Spike in Homelessness — How to Prepare so It Never Happens to You!

Q. I read in The Washington Post that a quarter of a million baby boomers in the US are estimated by the government to be homeless. That seems like a lot of seniors who don’t have a place to live and likely can’t afford food to … [Read more...]

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Can You Reside with a Loved One in a Long-Term Care Facility when Your Health Situations Are Different?

Q. My parents just celebrated their 50th wedding anniversary. They are one of those happy couples who spend every waking moment together and are still as much in love as the day they met.  My mother has memory issues that are … [Read more...]

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Is Nursing Home Eviction Ever Legal?

Q. My Aunt Betsy, who has dementia, was in a nursing home. She sometimes has issues with aggression and had a bad episode recently. She was admitted to a local hospital and when she was discharged, her children tried to get her … [Read more...]

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How Knowledgeable and Prepared Are Americans for Long-Term Care? An AARP Survey Explains

In the '80s or even the ’90s, if someone asked a person about long-term care, often they would respond that they don't need help with lawn care. You read that right: lawn care. This is because the term “long-term care” was not yet … [Read more...]

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Significant Improvements to Safety and Quality Care for Long-Term Care Residents

Last week, the Biden administration announced several nursing home reforms that will improve staffing and accountability at nursing homes throughout the country. Advocates are calling these the most significant reforms in … [Read more...]

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Medicaid-Covered Home Health Care in Maryland — Reality or Illusion?

Q. For years, my Aunt Linda, 80, who lives in Rockville, Maryland, has had trouble walking or standing for long periods and trouble getting in and out of her favorite chair. She also needs help dressing and bathing, and she has … [Read more...]

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Compassionate Deception: Is Therapeutic Fibbing Okay to Do When a Loved One Has Dementia?

People living with dementia commonly experience different realities and beliefs from those around them. Barton Bernstein, an emeritus professor of history at Stanford University, has experienced this firsthand with his … [Read more...]

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How to Be a Patient Advocate for a Loved One

Q. My father, Rick, has FTD (frontotemporal dementia — the kind that causes him to have behavioral problems such as aggression and lack of respect for the personal space of others) and also suffers from recurring urinary tract … [Read more...]

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