Can You Reside with a Loved One in a Long-Term Care Facility when Your Health Situations Are Different?

Q. My parents just celebrated their 50th wedding anniversary. They are one of those happy couples who spend every waking moment together and are still as much in love as the day they met.  My mother has memory issues that are … [Read more...]

Retiree Confidence Is the Lowest in 15 Years! How You Can Plan Ahead for Retirement and Long-Term Care

About 10,000 Americans turn 65 every day, and though everyone's financial situation is different, that means that millions of people are getting ready to retire each year. But according to a recent survey, many are not confident … [Read more...]

Why Did the OPM Suspend Its Long-Term Care Insurance Program for Two Years? 

Seventy percent of people will need long-term care during their lifetime, and it’s catastrophically expensive! If you like to plan in advance, you may have considered long-term care (LTC) insurance as an option, and if you work … [Read more...]

Tougher Scrutiny and Federal Penalties Being Planned for Failing Nursing Homes

Q. Last year, during his State of the Union address, President Biden discussed a major overhaul of nursing home quality, including minimum staffing levels and steps to beef up inspections. Since then, I haven’t heard about any of … [Read more...]

Medicare Advantage Plans May Shorten Stays to Less Time than Original Medicare Covers

A common question among many of our readers is whether Medicare covers long-term care. Medicare does not cover any type of long-term care, whether in nursing homes, assisted living communities, or your own home. Medicare does, … [Read more...]

Critter Corner: It’s Long-Term Care Planning Month!

Dear Angel, I heard somewhere that October is Long-Term Care Planning Month. My husband and I are nowhere near the need for long-term care services, as far as we know. Yet, I heard it’s never too early to plan. How and when do … [Read more...]

The Biggest Misconception About Medicaid

Q. I recently came across an article on CNBC.com where I saw you were quoted as an expert. I’m confused about something in the article, and I’m hoping you can clear it up. It’s an article about the expenses of long-term care and … [Read more...]

How Knowledgeable and Prepared Are Americans for Long-Term Care? An AARP Survey Explains

In the '80s or even the ’90s, if someone asked a person about long-term care, often they would respond that they don't need help with lawn care. You read that right: lawn care. This is because the term “long-term care” was not yet … [Read more...]

Hospice is Not a Death Sentence: What Happens When Someone Graduates from Hospice?

U.S. Army veteran, Iwao Nagata, was under hospice care for a year. At 94, he couldn’t remember conversations, his legs started getting weak, and he started falling frequently. Things went downhill fast for Iwao. He was frustrated, … [Read more...]

Critter Corner: Long-Term Care Planning Month — Can the Terms “Long-Term Care” and “Nursing Home Care” Be Used Synonymously?

Dear Oakley, I read somewhere that October is Long-Term Care (LTC) planning month. I heard that 70% of seniors will need long-term care in their lifetimes. I’m a little confused though. Is “long-term care” another way of saying … [Read more...]

Thank you for your upload