Critter Corner: Can I Use a Health Savings Account to Pay for Long-Term-Care Insurance or a Hybrid Life Insurance Policy?

Dear Angel, I have a Health Savings Account through my work. Can I withdraw money tax-free from my health savings account to pay my long-term-care insurance premiums? If I can, is there a limit to the amount I can use? Does it … [Read more...]

Long-Term Care Insurance vs. Life Insurance with a Long-Term Care Rider

Q. My mother was in a nursing home for about two years prior to her death, and it cost the family most of her savings. I don't want the same to happen to me and my husband. Therefore, we are trying to make the decision of buying … [Read more...]

Groceries? Air Conditioners? – Extra Benefits for Medicare Advantage Policy Holders

Michelle recently had a discussion with her mother, Rose, about ways to make Rose's house more comfortable and easier-to-navigate. Rose's mobility isn't what it used to be and she can no longer walk, and is unable to drive herself … [Read more...]

Paying for Long-Term Care . . . through Payroll?

Laurie Jinkins, a state representative in Washington state, has a mother-in-law who is 92, and who has dementia. She recently needed nursing home care, and qualified for Medicaid. Norm Johnson, also a state representative in … [Read more...]

Are Filial Responsibility Laws Preempted by the Federal Nursing Home Reform Act?

In October 2010, Doris Pike was admitted to Corry Manor, a nursing home in Pennsylvania. At that time, her husband, Levere, signed an agreement with the facility, promising to use his wife's assets to pay for nursing home care … [Read more...]

But I Promised I Wouldn’t Put her in a Nursing Home

Click Here to Read Magic's to "My Dad Doesn't Recognize Me - Is It Still Worth Visiting?" Q. I remember the moment like it was yesterday. My mom, who had Parkinson's for ten years at the time, was sitting at my kitchen table. I … [Read more...]

Long-Distance Caregivers: Making the Most of Your Role

Kate is concerned about her mother, a recent widow who lives alone in Kate’s childhood home in Fairfax County. Although Kate lives in Massachusetts, she grew up in Northern Virginia and it’s where her mother feels most … [Read more...]

Bill to Support 40 Million Caregivers Becomes Law

Q. My friend, Molly, is the primary caregiver for her mother, Anne. Anne suffers from diabetes and high blood pressure, among other things. After a hospital stay for an infected gall bladder, she came home and the responsibility … [Read more...]

Simplifying the Medicare Process

Q. I am a few months away from my 65th birthday, and I am aware that it is time to begin thinking about enrolling in Medicare. I started researching Medicare online, and I realized that enrollment is much more confusing than I … [Read more...]

Critter Corner: Does Medicare Really Not Care About Long-Term Care?

Dear Bebe, I read in a couple of Mr. Farr’s blogs that Medicare doesn’t cover long-term care. I thought that it did cover some long-term care services. Can you clarify? Thanks! Metta Caire ---- Dear Metta, Medicare … [Read more...]