The State of Long-Term Care

Susan and Joe never thought that they would need long-term care. They were both healthy eaters, marathon runners, and world travelers. To their surprise, when Joe was 67 years old, he developed Parkinson’s. At first, it wasn’t too … [Read more...]

What to Do When Long-Term Care Insurance Premiums are Skyrocketing

Q. Last week my friend, Patty, received notice of a substantial increase in her long-term care insurance premiums. She was so upset that she fired off an email to the Virginia Insurance Commissioner, Scott White, exclaiming how … [Read more...]

The Cost of Long-Term Care is On the Rise

Stanley and June Blum have been married for more than 75 years and are approaching the second century of life. Stanley is 97 and June is 96. Stanley is a retired shoe-industry executive who paints and writes poetry, while June is … [Read more...]

Will You be a Financial Burden to Your Adult Children?

Lois has a long history of money mismanagement, but she’s gotten much better about saving money as she’s gotten older. When her mother died, Lois inherited a modest sum, and was quite disciplined with the money. She didn’t buy the … [Read more...]

2019 Key Elder Law Dollar Amounts

Every year we release the key dollar amounts that are frequently used in elder law, including Medicaid figures, long-term care insurance deductibility limits, Medicare premiums, Social Security Disability, and Supplemental … [Read more...]

Things You May Not Know About Long-term Care

            With nearly 10,000 baby boomers turning 65 every day from now until 2030, long-term care is a top concern of current and soon-to-be retirees, or at least it should … [Read more...]

Hospitals Must Tell Medicare Patients If Care Is ‘Observation’ Only

Q. My father was in the hospital last month due to a fall in the stairwell at my parent’s split-level home. My mother wasn't able to lift him herself, so the ambulance came to assist her. They thought he seemed weak and out of … [Read more...]

How to Find the Best Nursing Home for Your Loved One

Q. We are looking for the right nursing home for my mother, but I’m having trouble knowing whether to trust the ratings I see online on the federal government’s Nursing Home Compare website. For instance, there’s a nursing home … [Read more...]

Critter Corner: Red Flags When Choosing a Nursing Home

Dear Ribbit, We are currently looking for a nursing home for my father and we narrowed it down to two. I have made several visits and interviewed staff and residents using your Nursing Home Evaluation Tool. There were certain … [Read more...]

New Resource Will Help Consumers Connect With LTC Insurers

Since 1990, nearly 10 million Americans have purchased a long-term care insurance policy. Unfortunately, when the policies were needed 15-20 years later, many of these people (or their adult children) couldn't find the copies of … [Read more...]