Can You Still Live Alone if You Have Early-Stage Alzheimer’s?

When Kimberly was first diagnosed with Alzheimer’s disease, she took it as a devastating blow. She experienced the gamut of emotions anyone would feel after such a shocking discovery about oneself, including shock, denial, and … [Read more...]

Top 19 Articles of 2019

Those who read our newsletter or follow our blog know that we covered a lot of ground in 2019. This past year, the Federal Tax Act increased the federal estate and gift tax exemption from $11.18 million dollars per person to $11.4 … [Read more...]

Critter Corner: Retirement Expenses You May Not Think About

Dear Angel, My husband and I are planning for retirement and trying to figure out our expenses. We have considered fun expenses, such as travel and hobbies and many not-so-fun expenses, including health care, day-to-day bills, … [Read more...]

Is Care Getting More Expensive or Has it Hit its Peak?

Q. My mother has lived alone for the past three years since my father passed away. She is starting to get lonely and needs more help these days. I recently started looking into in-home care as an option. I knew it would be … [Read more...]

Open Enrollment is Now Much Easier

  Nancy had been counting down the days to her retirement for a couple of years now. As the day got closer, she turned in her retirement paperwork to human resources, enjoyed the party her co-workers threw for her, and … [Read more...]

The Long-Term Care Crisis: What you Need to Know

Geri and Dale are both 70 years old and in average health. They both have a history of dementia in their families and they are aware that the need for long-term care for one or both of them one day could be a real … [Read more...]

Are VA Nursing Homes Free for Veterans?

Q. My father is a Vietnam veteran who will almost certainly need nursing home care in the future. Will the Department of Veterans Affairs (VA) nursing home system take care of him for free? Are VA nursing homes as good as private … [Read more...]

The State of Long-Term Care

Susan and Joe never thought that they would need long-term care. They were both healthy eaters, marathon runners, and world travelers. To their surprise, when Joe was 67 years old, he developed Parkinson’s. At first, it wasn’t too … [Read more...]

What to Do When Long-Term Care Insurance Premiums are Skyrocketing

Q. Last week my friend, Patty, received notice of a substantial increase in her long-term care insurance premiums. She was so upset that she fired off an email to the Virginia Insurance Commissioner, Scott White, exclaiming how … [Read more...]