Disabled Adult Child (DAC) Benefits

People receiving SSI benefits (and anyone else, for that matter) can qualify for Disabled Adult Child (DAC) benefits if: they became disabled prior to age 22; one of their parents paid into the Social Security system for … [Read more...]

What She Doesn’t Know About Social Security Could Cost Her Thousands

Q. My mother, Eileen, and her husband, Ray, just recently got divorced after 15 years of marriage. My step-father was the primary breadwinner throughout their marriage, while my mother was a homemaker, who worked a little here and … [Read more...]

Virginia Becomes First State to Approve ABLE Act

Virginia Governor Terry McAuliffe Signs ABLE Act into Law (Source: NBC 29) Q. Our son, Jeff, has autism spectrum disorder and will likely need assistance throughout his lifetime. We are looking for ways to save for his … [Read more...]

Strong or Vulnerable? Social Security in its 80th Year

For 80 years, Social Security has been protecting American families from both expected and unexpected challenges. Last week, the Social Security Board of Trustees released its annual report to Congress, which projects that Social … [Read more...]

Have a Piece of Cake. . .

It's Medicaid's 50th Birthday! Q.  My son, Sam, turns 50 this year. Besides his birth, I know that something else significant happened in 1965 -- President Lyndon Johnson signed Medicaid into law. I know you help people apply … [Read more...]

Choose Your Trustees Wisely

Mark is an autistic adult who resides in a Medicaid-funded residential program in upstate New York. Before his parents passed away, his mother established a Special Needs Trust for him, which held in excess of $2 million, with the … [Read more...]

A New Act to Help Special Needs Families

  Q. My 9-year-old daughter, Noelle, is intellectually disabled. The costs for her therapy and assistive technology are quite high, and we are in the process of applying for government assistance (SSI). Despite our struggles … [Read more...]

Ask the Expert: Can You Explain Social Security, please?

Q. I am 62 and getting ready to retire. I am really confused about how Social Security works. Can I start collecting now, or do I need to wait until I am 65? Also, what is all this about credits? I thought Social Security was … [Read more...]

Who was supposed to be watching Grandma?

There is a popular tune you may have over the last couple of months called “Grandma Got Run Over by A Reindeer” which relates that Grandma -- after drinking too much eggnog -- went out into the winter cold to get her medication … [Read more...]