mastheadblog26

What to Do When Long-Term Care Insurance Premiums are Skyrocketing

Q. Last week my friend, Patty, received notice of a substantial increase in her long-term care insurance premiums. She was so upset that she fired off an email to the Virginia Insurance Commissioner, Scott White, exclaiming how … [Read more...]

Critter Corner: The Home Genetic Test Told Me I Had the Alzheimer’s Gene

Dear Magic, I got a home genetic test for Christmas last year. I found out I am Irish, so this year I will be celebrating St. Patrick’s Day for real! When I got the results back, they gave me the option to do the health screening. … [Read more...]

Is Alzheimer’s Linked to Gum Disease?

Barbara recently went for her semi-annual dental cleaning and check-up and was told she has gingivitis (gum disease). She wasn’t surprised, as she has had a history of tooth decay and gum disease since she was a child. She always … [Read more...]

What’s the Difference Between Retirement Planning, Financial Planning, and Estate Planning?

Q. My wife and I are hoping to retire in 12 years. We have already done our estate planning but have been told by friends and relatives that we need to also do financial planning and retirement planning. Aren’t financial planning … [Read more...]

Critter Corner: Can You Get Social Security Benefits if You Never Worked?

Dear Ernie and Jannette, I am a recent divorcee who is getting ready to drop my last kid off at college next year, which, in essence, means that I am retired. The thing is, as a lifelong homemaker who raised five children, I never … [Read more...]

What to Do When a Loved One is Terminally Ill

When Leanne's father was diagnosed with frontotemporal dementia (FTD), his family knew the prognosis was not good. The average survival time for FTD is typically 3-5 years, and Leanne’s father has already had the disease for two … [Read more...]

Caregiving for Veterans — There’s a Map for That

John was an Army officer who was struck by a bomb blast that threw him 20 feet from where he was standing while on a patrol. After a few months of recovery, John’s family realized something was very wrong. He began having spells … [Read more...]