Marlene, 81, and Charlotte, 77, have been together for 43 years. If one or both of them needs long-term care in the future, their first choice would be getting private in-home care by Marlene’s sister, Vera, but they realize that … [Read more...]
Print This PageAsk the Expert: Can I really save $11,000 annually if my planning is done earlier?
November 15, 2013 by
Q. Recently, my family had a reunion. Since I have six brothers and sisters, it was a huge event that included many relatives that I hadn't seen in years. At dinner, my distant cousin Marty who is a few years older than me and … [Read more...]
Print This PageSpeaking Two or More Languages May Delay Dementia Symptoms
November 14, 2013 by
Edith is bilingual and speaks English and Spanish fluently. This has been helpful throughout her life, in her career, and in her travels. She was recently diagnosed with early onset dementia.What she didn’t know until now is that … [Read more...]
Print This PageNovember Is National Family Caregivers Month
November 13, 2013 by
There are as many as 90 million family caregivers in the U.S. today, and their contribution is thought to be equivalent to $450 billion in caregiving services every year. This number is steadily increasing, as more Americans are … [Read more...]
Print This PageThe End-Of-Life Conversation: What if it NEVER happens?
November 12, 2013 by
Greta was very close with her in-laws, and often referred to them as “the parents she never really had.” When her father-in-law, Chuck, started to show signs of dementia, she stepped in immediately to help. For as long as Greta … [Read more...]
Print This PageMajor Carriers of Long-Term Care Insurance are Exiting the Market
November 11, 2013 by
According to a recent report by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) and the U.S. Department of Health and Human Services (HHS), changes in the Long-Term Care (LTC) insurance market, including … [Read more...]
Print This PageAsk the Expert: Gifting and the New Gift and Estate Tax Exclusion Numbers
November 8, 2013 by
Q. My son, Eric, recently got married to Jennifer, and my mother, Olivia, would like to give them a gift of $10,000 for their nest egg. She also has a history of giving small monthly gifts to the animal shelter. If my mother … [Read more...]
Print This PageSocial Security Recipients to Get 1.5% More in 2014
November 7, 2013 by
Nearly 63 million Americans receive either Social Security or Supplemental Security Income (SSI) benefits. In 2014, these recipients will see their benefits rise 1.5%, thanks to annual cost-of-living (COLA) adjustments. Beginning … [Read more...]
Print This PageNew Guides Available for Financial Caregivers
November 5, 2013 by
There may come a time when a loved one entrusts you with his or her financial business, by way of a Power of Attorney, designating you as his or her agent (also called attorney-in-fact). As an agent, your role is to manage your … [Read more...]
Print This PageNovember is Long-Term Care Awareness Month: A Time to Plan Ahead
November 4, 2013 by
November is Long-Term Care Awareness Month, a time for families to educate themselves and prepare for potential long-term care needs. Planning ahead for long-term care better prepares families to live well in their later … [Read more...]
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