Estate Planning is needed by adults of all ages. At the Farr Law Firm, our practice of Elder Law and Estate Planning centers around four primary Lifetime Protection Planning Levels of Planning™:
Lifetime Protection Planning is a comprehensive legal strategy designed to protect you and your family at every stage of life by coordinating asset protection, Long-term care planning, Incapacity Planning, and Estate Planning into a single, unified framework. Rather than addressing your legal needs in isolation, Lifetime Protection Planning takes a forward-looking view that anticipates change and prepares for it proactively.
This approach recognizes that your financial security, long-term care needs, and legal authority evolve over time. Illness, aging, disability, or unexpected events can quickly impact your ability to manage assets, make decisions, or maintain independence. Without an integrated plan, you and your family may be forced into reactive decision-making, often under pressure and with limited options.
Farr Law’s Lifetime Protection Plan® addresses:
Level 1 – Incapacity Planning
Focuses on avoiding court involvement and financial chaos if you become incapacitated. It allows trusted agents to manage your legal, financial, and medical affairs without guardianship or conservatorship. Includes a Durable Power of Attorney, comprehensive Advance Medical Directive, HIPAA authorization, and related documents. This level prevents “living probate,” provides basic legal protections, and includes attorney consultation plus annual review options.
Level 2 – Estate Planning
Adds a Revocable Living Trust to everything in Level 1 to avoid probate after death while keeping you in full control of your assets during life. It ensures smoother asset transfer, protects beneficiaries’ inheritances from risks like lawsuits or divorce, and includes wills, trust funding help, guardian designations for minor children, and additional legal consultation. It does not protect your own assets from lawsuits or long-term care costs.
Level 3 – Asset Protection Trust Planning
Replaces the revocable trust with an asset protection trust designed to shield assets from probate, lawsuits, Medicaid spend-down, and (after waiting periods) Veterans benefits rules. It builds on Levels 1 and 2 and is aimed at preserving assets from long-term care costs while still allowing them to benefit you and your heirs. Includes expanded legal guidance and trust funding support.
Level 4 – Life Care & Medicaid Planning
For people who already need, or soon may need, long-term care. Goes beyond documents to active legal and care planning, including Medicaid application handling, asset protection strategies, Veterans benefit filings (if eligible), and ongoing guidance. Focuses on maintaining quality of life, protecting a spouse or family, and preserving as much of the estate as possible while securing public benefits.
Additional Services
Special Needs Trusts, high-net-worth tax planning, trust and estate administration, and other elder law services can be added as needed.
Other Elder Law Services
In addition to the Four Levels of Lifetime Protection Planning described above and the add-on services, we also offer the following Elder Law Services:
- Special Needs Planning: Assisting families of special needs children with specialized Estate Planning including the creation of Special Needs Trusts. Click here for more information about Special Needs Planning.
- Trust and Estate Administration: Assisting with orderly administration and distribution of a decedent’s trust and/or estate. Click here for more information about Trust and Estate Administration.
Guardianship & Conservatorship
When necessary, we assist clients in connection with obtaining guardianship and conservatorship for adults of all ages with special needs and for incapacitated elders. Cor more information about guardianship and conservatorship.
Why Choose Farr Law Firm
Farr Law Firm delivers Lifetime Protection Planning with depth, foresight, and accountability.
- Holistic Planning Model: Legal, asset protection, and care strategies are fully integrated.
- Long-Term Risk Management Focus: Planning anticipates future needs rather than reacting to crises.
- Experience Across Life Stages: The firm supports clients through aging, illness, and transitions.
- Clear, Structured Guidance: Complex planning concepts are explained in a practical, actionable way.
- Ongoing Advisory Relationship: Plans are reviewed and adjusted as circumstances evolve.
Protect What Matters — For Life
A Lifetime Protection Plan provides peace of mind by ensuring your assets, care needs, and personal wishes are protected over time. Farr Law Firm offers experienced guidance to help you plan responsibly and confidently. Contact us today to begin a Lifetime Protection Planning strategy tailored to your long-term goals.
Farr Law Firm Locations
Farr Law Firm proudly serves clients throughout the region, with offices in: