…exceed 7.5% of adjusted gross income. Many states also offer tax incentives (credits/deductions) to encourage the purchase of LTC insurance. The biggest disadvantage to long-term care insurance is that your…
Search Results for: medicare advantage
Attitudes Are Changing About Reverse Mortgages
…and have far fewer benefits and much greater risk. In addition, according to a Federal Reserve survey of people whose employers offer a retirement plan (and who don’t take advantage…
Scams to Watch Out For
Dear Angel, As my father is getting older and his dementia is getting worse, I am concerned that he is more susceptible to getting taken advantage of by scammers and…
Massive Amount of Romance Scams Target Older Victims
…I assist my brother in this situation, and what are some things you can tell other seniors so they don’t get taken advantage of? ——- A. Thank goodness your brother’s…
How to Live Past 100
…a smaller wealth and class divide have a healthier aging population. For instance, “in Singapore, there’s a range of wealth and advantage; there are very few people at the bottom,”…
Setting up an ABLE Account and New Legislation
…disabled individuals. Again, these accounts will not be available in Virginia until the end of 2016. To take advantage of ABLE accounts offered through programs in other states in the…
Our Top 10 Scariest Articles of 2016 (If You Dare)
…Could Affect Your Credit Score: When you go to buy a car or refinance your mortgage, you of course try to take advantage of the best interest rate available. What…
Do I Have the Alzheimer’s Gene?
…and other loved ones. Should you be tested for the Alzheimer’s Gene? Getting tested for the Alzheimer’s gene has advantages and disadvantages, as explained by the experts: Don’t get tested:…
Intergenerational Living with a Purpose
…who opened Treehouse in 2006, based on Hope Meadows, the first community of this kind, located in Rantoul, Illinois. Advantages of Intergenerational Living Intergenerational living has become a growing trend…
The Death of Long-Term Care Insurance?
…than traditional long-term care insurance, including specialized hybrid products and specialized products that take advantage of the Pension Protection Act. I will discuss this more in next Tuesday’s newsletter. If…
Financial Uncertainty in Retirement. . . We Can Help with That!
…exposés on television, many of us are aware of phone scams and Internet scams. There are also other scams out there that take advantage of seniors and rob them of…
Special Needs Trust Fairness Act Becomes Law
…for trustee or if you are only putting a small amount of money into the trust. They can be advantageous because the people managing the trust and its assets are…
The Amazing Power of Stem Cells for Alzheimer’s, Parkinson’s, and Other Diseases
…symptoms appear. Therefore, early detection may have a major impact on the course of the disease, and in successfully treating symptoms and participating in clinical trials (perhaps even taking advantage…
Training for Unpaid Alzheimer’s Caregivers
…emotionally and mentally taxing, and can easily lead to “caregiver burnout.” Please be sure to take advantage of services that offer respite and support. Read more about alleviating caregiver stress…
ABLEnow is Open for Enrollment in Virginia
…has opened in Virginia, authorizing the establishment of tax-advantaged savings accounts for individuals with disabilities. ABLEnow in Virginia In 2015, Virginia became the first state to approve and pass ABLE…
Bipartisan Efforts to Help Those with Mental Illness
Dear Angel, My son has bipolar disorder, and he was taking advantage of mental health treatment services under the Affordable Care Act (ACA). Since the new administration took office, I…
New Technology for Better Aging
…An advantage to using GPS SmartSole is that it is discreet, non-invasive and your loved one won’t forget to bring it with them or turn it on. And, GPS SmartSole…
Some Amazing Apps Moms (and Everyone Else) Need in Their Lives
…available for android here. Waze, mentioned above, also incorporates this feature. Military Cost Cutters (free) If you’re a veteran or active-duty military personnel, you can take advantage of this money-saving…
Advice from the Caregiving Experts
…quality of life. There is also a lack of support and training for caregivers (although resources do exist). Please be sure to take care of yourself and take advantage of…
Aging On-Demand: Options for Seniors and Caregivers
…options to help her mother, and is intrigued by some of the on-demand services she can take advantage of to help when she cannot be there herself. Are you a…
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