Dear Raider, I’ve decided to get my estate planning documents in order, but I want to talk to my family first. Estate planning isn’t an easy topic to broach. Do you have any suggestions for how I can bring it up and what we should … [Continue reading]
Why Did the OPM Suspend Its Long-Term Care Insurance Program for Two Years?
Seventy percent of people will need long-term care during their lifetime, and it’s catastrophically expensive! If you like to plan in advance, you may have considered long-term care (LTC) insurance as an option, and if you work for the federal … [Continue reading]
Want to Improve Your Memory and Keep Your Brain from Aging Too Quickly? Get a Good Night’s Sleep!
Q. I’ve had trouble sleeping for quite some time. I still function pretty well, as far as making it to work, being productive, and spending quality time with my family and friends. One thing seems a little off. I often feel like I’ve become forgetful … [Continue reading]
Nonpharmacological Tips to Help with Sleep
Dear Angel, I have been having trouble sleeping at night. I heard that lack of sleep can cause memory problems and possibly even increase your risk of dementia. As a cat, you likely sleep a lot. Can you recommend any nonpharmacological tips for … [Continue reading]
Estate Planning for Your Valuable Collections
Collections of memorabilia, no matter what they are, are often important to their owners and sometimes very valuable. Whether it is paintings, classic cars, antiques, coins, stamps, sports memorabilia, rugs, books, or rare manuscripts, people collect … [Continue reading]
Should All Children Be Tested for Autism?
Q. I heard that Autism Spectrum Disorder (ASD) has become even more prevalent than before. Why is this happening? With ASD being as common as it is, should all children be tested for it, as they are for other things? Also, with all of the new … [Continue reading]
Important Client Update About Medicaid Redeterminations
Enacted soon after the beginning of the pandemic, the Families First Coronavirus Response Act included a requirement that Medicaid programs in every state, in order to receive enhanced federal funding, keep people on Medicaid who enrolled on or after … [Continue reading]
From Cradle to Compost: Human Composting and Environmental Consciousness
Howard Fischer, a 63-year-old investor in New York, made his wishes to his family known that he is committed to having his body composted when he dies. According to Fischer, “(w)hatever his family chooses to do with the compost after it’s done is up … [Continue reading]
What Are Some Tax Breaks for Veterans?
Q. Due to inflation, rising costs of home ownership, and increased property taxes, everything is so expensive these days. As veterans, my husband and I can use any tax breaks we can get. I know that you are accredited to work with veterans at your … [Continue reading]
Property Tax Exemptions for Veteran Homeowners
Dear Raider, Home values went up so much last year that our property taxes have increased dramatically. My husband is a disabled veteran. Are there any programs where disabled veterans can get a property tax break or even have them waived? Thanks … [Continue reading]
Celebrity Estate Planning: Lessons Learned from Lisa Marie Presley and tWitch
Celebrities may be wealthy, but despite their money and popularity, they make mistakes too. One area where we’ve seen lots of costly mistakes is in estate planning, where certain actions (or lack of taking any action at all) can trigger years of … [Continue reading]
Might Your Next “Hospital Stay” Be at Home?
Q. My friend’s father recently suffered from pneumonia. Rather than being admitted to the hospital, he was offered another choice: hospital-level treatment in his home. I had never heard of such a thing. Is this type of care common? And is it covered … [Continue reading]
Why Should Gen Z’s and Millennials Care about Social Security?
Dear Oakley, I was born in 1997 and am therefore considered Gen Z. My wife, who is two years older and a millennial, and I are many decades away from retirement. When it comes to my generation and my wife’s, why should we be at all concerned … [Continue reading]
Two Mind-Blowing Stroke Findings Will Be Presented This Week
This week, the American Stroke Association’s International Stroke Conference 2023 will be held in person in Dallas beginning today and virtually Feb. 8-10, 2023. The conference is a world premier meeting for researchers and clinicians dedicated to … [Continue reading]
There are Downsides to Delaying Required Minimum Distributions (RMDs)
Q. A few weeks ago, you wrote about SECURE 2.0 and some of the impactful provisions of the new law. Among them, you mentioned how the age when Required Minimum Distributions (RMDs) would need to start has increased to 73 for individuals who turn 72 … [Continue reading]
Benefit Programs for Eligible Retirees
Dear Hayek, My wife and I recently retired and are finding it hard to keep up with day-to-day living costs. Are there any benefits that we may be eligible for that can help? Thanks so much! Ben A. Fitz --- Dear Ben, A retirement … [Continue reading]
Staying Optimistic After an Alzheimer’s Diagnosis
Greg O’Brien is an award-winning investigative reporter who’s written for many national and regional publications, including The Washington Post. He was diagnosed with early onset Alzheimer’s at the age of 59 after a traumatic brain injury. … [Continue reading]
What the New Enhanced Auditing of Medicare Advantage Means for You
Q. I remember reading in one of your articles this past fall that some of the largest Medicare Advantage insurers are submitting inflated bills and that it’s one of the reasons everything is so much more expensive for plan enrollees. I also heard … [Continue reading]
Will the Inflation Reduction Act Affect Seniors on Medicare?
Dear Angel, I heard about the Inflation Reduction Act and am hoping it will help Americans during this challenging time. With the rise in cost of everything these days, we can certainly use all the help we can get. What I’m wondering is… how does … [Continue reading]
The ‘Benjamin Button’ Effect: If Scientists Can Reverse Aging in Mice, Can They Do the Same for Humans?
Fourteen years ago, the movie “The Curious Case of Benjamin Button” was released. In the movie, Benjamin Button (Brad Pitt) begins life as an elderly man in a New Orleans nursing home and ages in reverse. Twelve years later, he meets a young lady, … [Continue reading]
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