On October 14th, the Obama administration informed Congress that after 19 months of effort there is no “viable path forward for CLASS implementation at this time.” The CLASS Act (Community Living Assistance Services and … [Read more...]
Two Lessons from Ovarian Cancer Awareness Month
You may be aware that October is National Breast Cancer Awareness Month. However, fewer people realize that before October, is September: National Ovarian Cancer Awareness Month. More than 15,000 women will die from ovarian … [Read more...]
What the American Middle Class Needs to Know: How to Protect the Family Home From Medicaid Recovery
Because the home is the largest asset a couple can keep while still qualifying for Medicaid, it is also usually the main target of estate recovery.Meet Sidney and RachelSidney and Rachel had lived in their home since it was new. … [Read more...]
How to Avoid Losing Massive Amounts of Money to a Nursing Home
When older adults think of estate planning, many actually have asset protection in mind. What they want is the peace of mind of knowing that the nest egg they’ve been saving for that proverbial “rainy day” will actually be … [Read more...]
Top 3 Advancements to Help Seniors Stay at Home: “No Thank You, Nursing Home”
"Getting old is not for sissies" goes the quote. Perhaps one of the biggest challenges people face as they age is a seemingly inevitable and impending change to their living situation, whether it be due to health concerns, … [Read more...]
3 Tips on Speaking to Parents About Long Term Care Options
Today's women are decision makers. For some couples, the woman is THE decision maker, and there’s nothing wrong with that. For example, in nearly 8 out of 10 cases where married couples purchase a vehicle, it is the woman who … [Read more...]
New Hope for Diagnosing Alzheimer’s: Plus, Unlikely Team of Players Unite to Battle Disease
While it's no secret that Alzheimer's Disease can cause confusion in the estimated 5.1 million Americans directly affected by the disease, both researchers and the general public have spent years perplexed by the disease as well. … [Read more...]
A Mixed Bag in Virginia: Federal Law Prohibits 2011 Social Security Increases, but Federal Agency Grants Millions to Disadvantaged Groups
As Halloween approaches this year, I can't help but draw an analogy between the nights I spent meandering my neighborhood as a kid looking for handouts, and our current economic times. I recall my grade-school friends and I … [Read more...]
Reverse Mortgage Rules Changing Again
I've written several times over the years on the topic of Reverse Mortgages. My first article explained the concept and requirements of a Reverse Mortgage and how seniors can use a reverse mortgage. My second article, entitled … [Read more...]
Be Prepared
In my last blog post, I mentioned I’d be spending a week and a half working as a member of the archery staff at the BSA National Scout Jamboree, helping the Boy Scouts of America celebrate its 100th Anniversary. Well, I'm happy … [Read more...]