Ray is a loving father and a good friend who enjoys helping others. He helped his son build a deck, assisted his friend in finding a home, and even does his daughter’s taxes on Turbo Tax each year. However, when it comes to estate planning, incapacity planning, and/or Medicaid planning, Ray realized he could not […]
Want Free Long-Term Care? Try Medicare Part G.
Q. Nursing homes are so exorbitantly expensive. There is no way I can afford long-term care for myself, when the time comes, or for my husband, Morty. Is there any way to qualify for free long-term care in this country? A friend told me there’s a Medicare Part G that pays for free long-term care, […]
How Nursing Homes are Collecting Debts- More Reason to Plan Ahead
Lillian Palermo, a 90-year old retired insurance executive, entered a nursing home after she began experiencing dementia, falls, and surgical complications. Her husband, Dino, who is eight years her junior, visits her every day. He sings her favorite songs, feeds her home-cooked Italian food, and pays a private aide to be there when he cannot. […]
Ask the Expert: Forgetfulness: When to Call a Doctor
Q. My mother, Meg, has not been herself lately. Last week, when going to the neighborhood post office, she got completely disoriented and lost. She asks the same questions over and over again and often repeats stories. She even forgot the ingredients for dad’s favorite soup last week, which she has been cooking for 40 […]
Long-Term Care Insurance- The Good, the Bad, and the Ugly
November is Long-Term Care Awareness Month, a continuing effort to raise public awareness about long-term care insurance and planning. Statistics show that more than 70% of people age 65 or older will need long-term care sometime in their future. That statistic alone dictates that you need to have a plan in place. With long-term care […]
Halloween Can Be Scary for those with Dementia
Q. My mother-in-law has dementia and lives at home with a caregiver to assist her with activities of daily living. Before she was diagnosed, she loved Halloween, especially all the decorations, seeing the grandchildren dressed up in costumes, and the Reese’s Peanut Butter Cups. The children also loved trick-or-treating at her home, because she would go all […]
Caution: Our Top 10 SCARIEST Articles
With Halloween upon us, it is time to present you, our dear readers, with this year’s scariest & creepiest stories. From the nightmare of probate to court cases involving filial responsibility, we uncovered some scary ground. To celebrate Halloween, we’ve ranked our scariest articles for you to revisit (if you dare). As always, thank you […]
Caregiving Across the Miles
Q. I live in Northern Virginia, 700 miles away from my parents, who are in Florida. My father has Parkinson’s and insists on staying in our family home. His mobility has diminished, and I worry about him falling nearly every day. I cannot move closer because of my husband’s government job and my job, and the quality of […]
Six Myths About Falls
Q. I recently visited my parents, who are in their 70’s, and have been worried ever since. My father, Sam, fell three times during the two days I was there. Often, my mother, Elaine, has lunch out and quilts with her friends, leaving dad home by himself. I questioned my mother about it and she said that falls are a […]
Filial Responsibility: Elderly Couple May Be Responsible For Son’s Medical Bills
Filial responsibility laws obligate adult children to pay for their indigent parents’ food, clothing, shelter and medical needs. When the children fail to do so, nursing homes, hospitals, and other creditors can file lawsuits against the adult children to recover the cost of caring for the parents. Not only can they sue the children for […]
Special Programs for Special Needs
Earlier this year, the Center for Disease Control (CDC) announced an alarming statistic regarding the prevalence of autism spectrum disorder (ASD), stating that is now affects 1 in 68 children (a 30% increase from 1 in 88 two years ago). The new CDC statistics raise significant concerns about access to care, because autism is a lifelong disorder and the […]
New PBS Documentary — “The Genius of Marian” — Explores How Alzheimer’s Runs in Families
Pam White and her son, Banker, by Marian Williams Steele. Many people fear that Alzheimer’s disease in the family may be passed on to children and grandchildren. According to the Alzheimer’s Association, research has shown that those who have a parent, brother, sister, or child with Alzheimer’s are more likely to develop the disease. Early-onset […]
“Ice Buckets” for Veterans
Veterans Twice as Likely to get ALS Joseph, a military veteran, noticed that he was experiencing tingling and numbness in his limbs. It didn’t take long before it progressed to difficulty walking, poor hand coordination, stumbling, and an increasingly limited range of motion. Joseph was diagnosed with amyotrophic lateral sclerosis (ALS), also called Lou Gehrig’s disease because of the baseball player who made it famous. Like Joseph, […]
“Hide” is a Four-Letter Word
Q. I read in USA Today about an 83-year-old man who hid $1.1 million in offshore accounts to avoid paying taxes. I have also read about others who attempt to hide their assets to qualify for Medicaid, as a way to pay for long-term care. Isn’t it wrong and unlawful to hide assets in order […]
Helping Seniors and Veterans from Going Hungry
After working for decades and raising four children without government assistance, Carol found herself asking for help feeding herself and her husband, Richard. Faced with health problems that prevent them from working, Carol and Richard struggle to get by on their monthly Social Security check. And like millions of seniors today, by the time they […]
New Technology to Age-in-Place
Currently, there are 75 million baby boomers (those born between 1946 and 1964). And, according to AARP research, more than 80% of them want to age-in-place as they get older. But how can they do so if they need family members—who most often don’t live with them—to monitor their medication and vital signs, and ensure that they’re eating, dressing, and using the bathroom? A major new wave of […]
Common Misconceptions about Revocable Trusts
Recently, CNBC posted an article on their Website about the benefits of trusts, entitled “Heir Tight: The Do’s and Don’ts of Creating Rock-Solid Trusts.” The article provides some very good information about why most people should have a trust; however, there are some misconceptions when it comes to Revocable Living Trusts and what they protect […]
“What if I can’t qualify for long-term care insurance?”
The Living Trust Plus™ is a revolutionary asset protection trust, designed to help the middle class protect assets from the devastating expenses of long-term care. If you’ve attended one of my seminars you are already familiar with it. To brush up your knowledge on what we refer to as “Medicaid Asset Protection,” please visit […]
How to Avoid Losing Massive Amounts of Money to a Nursing Home
When older adults think of estate planning, many actually have asset protection in mind. What they want is the peace of mind of knowing that the nest egg they’ve been saving for that proverbial “rainy day” will actually be available for them when that rainy day comes. The rainy day, for most people, is when […]
- « Previous Page
- 1
- …
- 6
- 7
- 8