Every year we release the key dollar amounts that are frequently used in elder law, including Medicaid figures, long-term care insurance deductibility limits, Medicare premiums, Social Security Disability, and Supplemental Security Income. Since most … [Continue reading]
What Older Voters are Focusing on in the Midterm Elections
Q. I've been voting since I was able to do so, which is more decades ago than I'd like to mention. After all, voting is a responsibility! I know that seniors like me care about a broad range of issues, not just those commonly associated with aging. … [Continue reading]
Things You May Not Know About Long-term Care
With nearly 10,000 baby boomers turning 65 every day from now until 2030, long-term care is a top concern of current and soon-to-be retirees, or at least it should be. You never know what … [Continue reading]
If You Collect Social Security, You’re Getting a “Raise!”
Q1. My husband and I rely on Social Security for about half of our monthly income. I heard that the cost-of-living adjustment announcement by the SSA is happening this week. Do you happen to know how the COLA is determined and how much they are … [Continue reading]
How to Avoid Being a Victim of a Social Security Scam
Dear Ribbit, I heard that there has been an upsurge in Social Security scams lately. What are they about and how can I avoid them? Thanks! Lee Vameealone --- Dear Lee, You are correct. The Social Security Administration (SSA) is … [Continue reading]
What You Need to Know About Medicare Open Enrollment
Last year, Marie turned 65 and she retired from work. Since then, she’s felt alive and free. She now enjoys traveling, taking classes, and checking items off her bucket list, including ziplining. One thing has been on her mind, and it’s not her fear … [Continue reading]
Downsizing So It’s Not So Overwhelming
Q. My parents knew it was time to downsize soon after my son (their grandson) Logan was born. They started to re-evaluate what’s important to them at this stage in life and decided that their health and family were more important than a larger home … [Continue reading]
What if Nobody Wants My Stuff?
Dear Angel, I am thinking about moving to a senior living community sometime in the near future. So, now is the time to start figuring out what to do with the houseful of furniture, artwork, china, crystal, jewelry, and sentimental collections I … [Continue reading]
Is Suicide a “Rational” Option for Seniors?
Robert Shoots was a retired house painter who was happily remarried and enjoyed good health. He went fishing and played golf often, showing no signs of depression or other mental illness. Yet, Shoots took his own life, and he planned for it for a … [Continue reading]
The Power of the Purr
Dear BeBe, I am completely stressed out caregiving for my father who has Alzheimer's, although I admit it's a labor of love. I think my lack of life balance is affecting my health. My brother told me that the purr of a cat helps … [Continue reading]
Can They Kick Her Out of Assisted Living?
Jeff Regan received a shocking phone call from Atria Assisted Living to inform him that his aunt, Marilou Jones, 94, who has dementia, was being evicted. The family was informed by the nurse who phoned them that Marilou can't transfer into memory … [Continue reading]
Hospitals Must Tell Medicare Patients if Care Is ‘Observation’ Only
Q. My father was in the hospital last month due to a fall in the stairwell at my parents' split-level home. My mother wasn't able to lift him herself, so the ambulance came to assist her. They thought he seemed weak and out of sorts, so they insisted … [Continue reading]
Falls Aren’t Just a Normal Part of Aging — They Are Preventable!
It’s fall -- an ideal time to put on a light sweater, take a walk in the crisp air, and watch the green leaves being replaced by dazzling amber, maroon, gold, and bronze hues. Besides the rustic colors, crunchy leaves beneath your feet, and … [Continue reading]
Changes to Veterans Pension Rules Are Looming — Plan Now!
Q. I’ve been an avid reader of your newsletter for many years. A couple of years ago, you published an article indicating that the Department of Veterans Affairs (VA) was proposing significant changes to needs-based benefit programs, such as the … [Continue reading]
Scams Targeting Veterans and What to Do
Dear Magic, I have read that scams targeting veterans are pretty prevalent, and that is so unfortunate. Can you tell me what types of scams they are, so I can warn my dad? Thanks for your help! Nomar Scamms --- Dear … [Continue reading]
Can Your Spouse Get Paid for Being Your Caregiver?
Joseph quit his full-time job to provide full-time care for his wife, Stephanie, who is suffering from early-onset dementia. He bathes and dresses her, prepares her meals, takes her blood pressure, gives her prescribed medications twice a day, and … [Continue reading]
With the New Tax Law and Life Changes, it’s Time to Review Your Estate Plan
Q. Throughout the last decade, I have gone through so many changes in my life. Nine years ago, my wife passed away. A few years later our daughter got married, followed by my other daughter, followed by me getting remarried. Now I have a new wife, … [Continue reading]
Estate Planning for Your Pet
Dear Bebe, I inherited a macaw from my deceased sister several years ago. My husband and I are in our 60s, but I know these birds can live long time and could be around a lot longer than us. I don't know anyone personally who would want to take on … [Continue reading]
Navigating an End-of-Life Rally
Michael, an advanced Alzheimer's patient, was in hospice care and didn't have much time. He was experiencing what some believe to be precursors to death, such as loss of appetite, changes in breathing, and more confusion than usual, and his organs … [Continue reading]
Imagine Paying College Tuition for the Rest of Your Life . . .
Q. I recently read an article in CNBC that’s states that, “It can take millions to care for your special needs child.” The article describes how one family needed $3 million to cover the cost of lifetime care for their 23-year-old son who has autism. … [Continue reading]
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