Halloween is today, so it’s the ideal day to present you with this year’s scariest articles. From parents being kidnapped by a professional guardian to people getting Alzheimer’s at 40, we uncovered some scary ground. To celebrate Halloween, we’ve ranked our scariest articles from least to most scary (but you be the judge) for […]
Medicaid CCC Plus Rolls Out in Northern Virginia on December 1, 2017
Q. My mom, who you recently did asset protection for and got qualified for Medicaid, recently received a letter in the mail from the Virginia Department of Medical Services that welcomed her to Commonwealth Coordinated Care Plus (CCC Plus), Virginia Medicaid’s new, required managed care program. The letter mentions that her mandatory enrollment in the CCC Plus […]
The CCC Program When You’re Already in a Nursing Home
Dear Angel, My mother received a letter in the mail about the mandatory Commonwealth Coordinated Care Plus (CCC Plus) Medicaid Managed Care Program. However, she is in a nursing home. Can she remain living at her current nursing facility, and what if anything will change? Al Reddy-Thayer Dear Al, Commonwealth Coordinated Care Plus (CCC Plus) […]
Does Medicare Really Not Care About Long-Term Care?
Dear Bebe, I read in a couple of Mr. Farr’s blogs that Medicare doesn’t cover long-term care. I thought that it did cover some long-term care services. Can you clarify? Thanks! Metta Caire —- Dear Metta, Medicare pays for health care for people age 65 years and older, people under age 65 with certain disabilities, […]
Has In-home Care Gotten a Lot More Expensive this Year?
Q. I’ve been a full-time caregiver for my mother for the past few years. Last year, when I noticed that my role was becoming more than I could handle myself, I started looking into in-home care. At the time, I decided against it because it was too expensive. This year has been particularly hard on me, and I […]
Underestimating the Cost of Long-Term Care
Q. My husband has Alzheimer’s, and needs more care than I can provide. It’s getting harder and harder to take care of him at home, but I’m not sure we can afford long-term care. I recently read something saying that nursing homes now average more than $100,000 a year across the U.S. If nursing homes cost THAT MUCH, then almost nobody […]
My Wife is in a Nursing Home- Now What Do I Do with All This Free Time?
Q. My wife has dementia, and your firm recently helped us qualify for Medicaid. At first, I never thought it would be possible, but it was, and I am forever grateful for your assistance. She is now in a nursing home, and seems content and I am happy with the services she is being […]
This Can Be as Damaging to Your Health as 15 Cigarettes Per Day
Erica and her husband, Russ, go to the local diner sometimes for breakfast. The past couple of times they were there, they noticed a senior man sitting alone. The man proudly wore a WWII veteran hat. One morning, Russ, who is a history-buff, struck up a conversation with the veteran. He and Erica introduced themselves […]
How Does Medicare Work When You Have Existing Coverage?
Q. I love my job, and don’t have any plans to retire anytime soon, unless my wife insists on me doing so, so we can travel. We are both turning 65 this year, and will be eligible for Medicare soon. Since Medicare is health insurance, and I already have health insurance through my job for […]
“Aging Together” With Your Parents
Q. My husband and I are in our mid 60’s. Our kids are married with their own children, and we are ready to retire. Fortunately, my mother is still doing well at the age of 85, but she needs assistance with certain things and gets lonely easily. She was living with us, but we are […]
This Virginia Law Makes It A MUST to Do Medicaid Planning for Married Couples
Louise and Mark were married 50 years when Mark fell and broke his hip. Following hip surgery, Mark went to a nursing home for routine therapy. A previous stroke a few years before this had significantly weakened his body; thus, he was now unable to rally and achieve mobility again. For the past several years, […]
What is the Difference Between a NORC and a NOSS?
Q. My parents are deciding whether to stay in their home or to downsize to an apartment. Currently, they live in a single-family home in an established neighborhood, where most of their neighbors are original owners who have lived in their homes since 1965. The location they live in is so convenient, so most people […]
How to Deal with a Dementia Diagnosis
The father of one of my staff members (let’s call her “Cara”) has had Parkinson’s disease since she graduated from college twenty years ago. Recently, Cara got the call she had been dreading for years – that now, her dad also has dementia. When Cara hears devastating news, she is usually an emotional basket […]
Reverse Mortgages: Yes or No?
Q. I retired last year at the age of 64, and my wife has been a homemaker for quite a while. We are glad that I am retired and we are free to do what we want (we have quite a lengthy bucket list!), but we came to realize that, despite my pension, we just […]
Do Reverse Mortgages Affect Medicaid Eligibility?
Dear Ribbit, My wife and I are considering a reverse mortgage, since we have a lot of equity in our home and very little cash flow. She is in the early stages of dementia. Would the reverse mortgage affect Medicaid eligibility, and what happens if we are considering establishing a Living Trust Plus(TM) income only […]
What’s Your Secret, Michael J. Fox?
Michael J. Fox has had Parkinson’s Disease for 26 years. Yet, he is still smiling. At 55, the father of four is happily married to actress Tracy Pollan, and his mind is still as sharp as a tack. Against all odds, he has continued to act, earning his 18th Emmy nomination last year for his […]
New Technology for Better Aging
GPS SmartSole Many of us want to age-in-place as we get older. Unfortunately, in most cases, safety, health issues, and social isolation can interfere with that plan. This is why a growing number of seniors and their caregivers are turning to technology that helps them to age comfortably in their homes for as long as possible. New technology, including gadgets and apps, can remind seniors to take their medication and let others […]
Dementia: Natural Remedies May Boost Quality of Life (Part 1 of 2)
According to the Alzheimer’s Association, someone in the United States develops Alzheimer’s dementia every 66 seconds. By mid-century, someone in the United States will develop the disease every 33 seconds. And, because of the increasing number of people age 65 and older in the United States, the number of new cases of Alzheimer’s and other […]
Dementia Therapies That Really Work
Mary’s husband passed away after 55 years of marriage. She was diagnosed with early stage dementia, and lived alone for a while. She was depressed and didn’t make much contact with others. Her daughter convinced her to move to an assisted living community before her disease progresses, so she would have others to talk to […]
The Financial Problems of CCRCs
A Continuing Care Retirement Community (CCRC) is an age-restricted community where, in most cases, incoming residents must be at least age 55 or older. The facilities offer independent-living units, assisted living units, and skilled nursing all in the same building or on the same campus. In addition to paying a sizable entrance fee, residents pay […]
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