Q. I am very close with my in-laws, who are both in their late 70’s, and all I want for them (and for everyone I care about) is to live a long happy life. Unfortunately, the inevitable happens to us all, and when it does happen, I really want my entire family to be prepared […]
New PBS Documentary — “The Genius of Marian” — Explores How Alzheimer’s Runs in Families
Pam White and her son, Banker, by Marian Williams Steele. Many people fear that Alzheimer’s disease in the family may be passed on to children and grandchildren. According to the Alzheimer’s Association, research has shown that those who have a parent, brother, sister, or child with Alzheimer’s are more likely to develop the disease. Early-onset […]
Sandwich Generation: How to Survive Financially
Q. My husband and I are in our mid 40s and caught between raising our 10 and 14 year old children, working full-time, and caring for my father, who has Parkinson’s. We are particularly concerned about saving for college for our children and for our own retirement, while helping my father live safely and comfortably […]
Caring for Caregivers
Taking care of an older or ill family member can be enormously rewarding — but it can be physically and emotionally draining. And with the number of Americans age 65-plus projected to double by 2030, caregiving demands will only increase. Studies about caregivers show that: 40- 70% of caregivers show signs of depression; One-third of […]
“Hide” is a Four-Letter Word
Q. I read in USA Today about an 83-year-old man who hid $1.1 million in offshore accounts to avoid paying taxes. I have also read about others who attempt to hide their assets to qualify for Medicaid, as a way to pay for long-term care. Isn’t it wrong and unlawful to hide assets in order […]
Common Misconceptions about Revocable Trusts
Recently, CNBC posted an article on their Website about the benefits of trusts, entitled “Heir Tight: The Do’s and Don’ts of Creating Rock-Solid Trusts.” The article provides some very good information about why most people should have a trust; however, there are some misconceptions when it comes to Revocable Living Trusts and what they protect […]
Is Social Security Going Bankrupt?
Q. In your last newsletter, you discussed the 2014 Trustees Report and the status of Medicare. You only briefly touched upon Social Security. Are there any additional details you can share about Social Security, since the Trustees report covered it in depth? Also, is it possible to live on Social Security alone? Thanks for your […]
Is Alzheimer’s in Your Future?
An estimated 44 million people live with Alzheimer’s disease worldwide, and the global economic costs total $604 billion, according to Alzheimer’s Disease International. It is estimated that by 2050, the number of people living with Alzheimer’s could rise to 135 million, impacting healthcare costs and millions of seniors, families, and caregivers around the world. However, great strides […]
Can Being Cynical Cause Dementia?
Q. I am in my mid 60’s and I admit that I am generally quite negative-thinking and cynical. I have constant nagging back pain even though the doctors say there’s nothing wrong with my back. My grandchildren live 1,000 miles away and I never get to see them. My friends and neighbors call me Mr. […]
The First Ladies of Caregiving
Former First Ladies Hillary Clinton, Nancy Reagan, Laura Bush, and Rosalynn Carter have helped care for our nation and have all been caregivers for family members. Their experience and understanding in their roles as caregivers has helped make them all passionate advocates for our nation’s 65 million caregivers. Hillary Clinton In an interview […]
Nine Things NOT to Say to a Parent of a Special Needs Child
Q. Recently, my friend Anna called and informed me that her 6-year-old son, Jeremy, was diagnosed with an autism spectrum disorder (ASD). She told me about some of his symptoms, including temper tantrums, outbursts, and the challenges he faces socially and academically. Since I had never experienced it, I honestly didn’t know how to react […]
Better Care Coordination Will Save Tax Payers Billions
After experiencing discomfort, 75-year-old Stan visited his doctor and was ultimately rushed to the hospital and into surgery to remove a blockage from his large intestine. After a short time, he was transferred to a nearby rehabilitation facility for short-term rehabilitation covered by Medicare. During the first week of his stay, he developed a urinary […]
Intergenerational Care and the Magic of Girl Scout Cookies
Q. Five years ago my friend Jennifer, who is 91, met ten-year-old Emma when Emma was selling Girl Scout Cookies door-to-door. Emma never knew her own grandparents, and Jennifer’s family lives 1,000 miles away. They had the most remarkable conversation about art and ballet that day, all while sharing a box of Thin Mints. Ever […]
Innovative Programs to Prevent Falls
The Centers for Disease Control (CDC) has reported that one-third of people over the age of 65 experience a fall each year, accounting for roughly 3 million visits to the ER and almost $30 billion in direct medical costs. The CDC is anticipating this number to reach an alarming $67.7 billion by 2020. According to The Virginia Department for Aging and […]
Honoring Our Veterans: An Underused Benefit
Memorial Day is a U.S. federal holiday where we take time to remember the men and women who died while serving in the United States military. The holiday, which is celebrated every year on the final Monday of May, was formerly known as “Decoration Day” and originated after the American Civil War. On Memorial Day […]
Non-Traditional Living Options for Seniors
Senior living has come a long way. Many Americans assume that when they grew old and frail, they will have go to an assisted-living facility or a nursing home. But this is not always the case. According to an AARP study, 88% of Americans age 65 and older would prefer to stay in their residence […]
The Five Biggest Estate Planning Mistakes
Q. I recently retired after 35 years as a federal employee. I funded my retirement plan, paid off my home, and amassed enough savings to cover future expenses and hopefully leave a financial legacy to my loved ones. When it comes to estate planning, I want to make sure I do it right. What are […]
Casey Kasem’s Daughter Was Granted Conservatorship, But Where is Casey?
When we think of legal guardianship or conservatorship, several scenarios typically come to mind: an elderly parent with dementia; an adult who has been severely injured and can no longer take care of himself; and, increasingly, young adults who are making unsafe, dangerous, or destructive decisions. Today, we will discuss Casey Kasem, an ailing former radio personality whose wife and children […]
Yellow Dot on Car Can Save Your Life
Q. My wife, Joanne, was recently in a car accident. Luckily, it wasn’t serious. What would happen if one of us were in a serious car accident? How would the emergency personnel know that she is diabetic and that I have Parkinson’s Disease? What if we are hurt or shaken up and cannot communicate with […]
Challenges Faced by the Aging LGBT Community
The Administration on Aging estimates that there are between 1.75 million and 4 million Americans over the age of 60 who are LGBT. Although many LGBT seniors are satisfied with their lives, there are still many who remain closeted despite the recent societal advances our country has made in accepting this community. These aging members […]
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