Dear Angel, Tax season is upon us, and I heard that it may take longer to get tax refunds this year. I am not the most organized person in the world, but want to make sure I am prepared earlier than usual this year since I usually wait until the last minute. Do you have […]
What is Homemaker Home Health Aide Care for Veterans?
Dear Hayek, My mother is a U.S. Navy veteran and we can use some caregiving assistance in her home. Can you tell me a little more about the VA’s Homemaker Home Health Aide Care program? Thanks for your help! Karen Forravett — Dear Karen, A Homemaker or Home Health Aide is a trained-person who can […]
How Can I Get a Free At-Home COVID-19 Test if I’m on Medicare?
Dear Hayek, My daughter was convinced that she had the omicron variant of COVID-19 last month but couldn’t get a test at any of the local pharmacies because they were sold out everywhere. It turns out she had to wait a few days and was able to make an appointment to get tested and luckily, […]
Are Cats a Good Idea for Families with Children Who Have Autism? And Is It Good for the Cat?
Dear Angel, My son has an Autism Spectrum Disorder, and we are thinking of getting a family pet. I read somewhere that adding a cat to the family might be good for a child with autism. This is making us think of adopting a cat from our local animal shelter. Do you have any information […]
SAGE Test Helps Families Test Senior Cognitive Ability
Dear Oakley, I heard that there is a test where you can identify early signs of dementia at home. Can you tell me more about it? Thanks for your help! Tess Tatthome — Dear Tess, The SAGE test (Self-Administered Gerocognitive Examination) is a self-administered test designed to detect early signs of dementia, available for free […]
What Changed With the Social Security Statement?
Dear Hayek, I heard that the Social Security Benefits Statement has undergone a visual overhaul. What can I expect to see on the newly designed statement? Will the new format be mailed to current and former beneficiaries or only available online? Thanks for your help! Dee Zine — Dear Dee, You are correct. The Social […]
Long-Term Care Planning Month — Can the Terms “Long-Term Care” and “Nursing Home Care” Be Used Synonymously?
Dear Oakley, I read somewhere that October is Long-Term Care (LTC) planning month. I heard that 70% of seniors will need long-term care in their lifetimes. I’m a little confused though. Is “long-term care” another way of saying “nursing home care?” Thanks for your clarification. Thanks! Elle T. Cee —- Dear Elle, You are correct. October […]
When Dad is a Risk Taker
Dear Oakley, My dad has Parkinson’s and Parkinson’s dementia (very mild right now) and we care for him in our home. Recently, after a nap, he forgot that he can no longer walk and tried to escape from his bed. He has also tried to get a hold of the car keys several times. He […]
Why Would You Revoke a Revocable Trust?
Dear Hayek, This question is more for curiosity than anything. I know that revocable living trusts can be revoked. How would someone go about doing so and why would they ever want to? Thanks! Reva Cabull — Dear Reva, Revocable living trusts, as their name implies, can be altered or completely revoked at any time […]
Helping Mamma Get Rid of Stuff
Dear Oakley, When my mom was doing her estate planning, she realized how much stuff she has that has no monetary value, but lots of sentimental value to her. Upon speaking with her children and grandchildren, she realized that no one really wants all that stuff. What are some tips to help her get rid […]
Could Canine Life-Extension Research Lead to Breakthroughs for Pets and Humans?
Dear Hayek, There is a lot of research out there about longevity in humans. Unfortunately, pets don’t live long enough. Is there any research being conducted about longevity and pets? I’d love for my best friend, Kirby the doodle, to be around for as long as possible. Thanks for your help! Doug Livenlonger — Dear […]
Teaching Grandchildren about Finances
Dear Oakley, I’ve been thinking about gifting money to my grandchildren. Before I do so though, I’d like to teach them about financial responsibility. As a financial planner who works with seniors and their loved ones, how do you suggest I do so? Finn Anshull —- Dear Finn, Grandparents are often […]
How Do I Properly Revoke a Power of Attorney?
Dear Hayek, I appointed my son to be my agent under my Power of Attorney five years ago. Since then, he has shown his true colors as a spendthrift with massive credit card debt. I don’t think I can trust him to handle my finances, should I become incapacitated and unable to do so myself. […]
Is there a Link Between Alzheimer’s and Down Syndrome?
Dear Oakley, My neighbor has Down Syndrome. I read somewhere that there is a link between Down Syndrome and Alzheimer’s. Is this true and if so, what research is being done? Thanks! Khan Nexion — Dear Khan, Every year, about 6,000 American children are born with Down syndrome (DS), the most common chromosomal alteration. Many […]
Navigating the New Social Norms After Getting Vaccinated
Dear Oakley, I am fully vaccinated and am trying to follow the new norms and get used to not wearing a mask or physically distancing myself. I disliked wearing a mask the past year because my glasses would always fog up, so I’m glad not to have to wear one anymore. Many people look at […]
Wise Tips for Retirement from a 98-Year-Old
Dear Angel, I am thinking about retirement. I would love tips from someone who has “been there” for a while. Do you have any wisdom you can share from the people that you meet? I’d also like some practical tips when it comes to planning. Thanks so much! Ben Theere — Dear Ben, I meet […]
Tips for Decluttering and Downsizing When You Don’t Want to Get Rid of Stuff
Dear Hayek, When my sister and I were over for Easter, my mom asked us if we wanted anything. She has a lot of “treasures” that she’d love for my sister and I to claim. These aren’t the valuables I’m talking about … they are sentimental items and clothes. My sister and I aren’t interested […]
Do Veterans Benefits Cover Hospice and Palliative Care?
Dear Oakley, My uncle, who is a U.S. Navy veteran, has a chronic illness. His family is considering hospice or palliative care. I am wondering if either of these are covered by the VA. Thanks for your help! Pali Attive —- Dear Pali, Many veterans are unaware of the hospice and palliative care benefits offered […]
Tips for Seniors for Financial Literacy Month
Dear Hayek, I am a caregiver for my 82-year-old mother. Sometimes she could use help with making financial decisions. What tips can you offer to me as a caregiver and to her as someone who still handles her own finances? Also, I have two children in their late 20s, and neither one of them is […]
FEMA will Offer Funeral Assistance for People Who Have Died of COVID-19
Dear Oakley, My friend’s dad recently died of COVID-19. Funerals are so expensive. Does the government provide any relief to help pay for them? Burr Yinghim — Dear Burr, I’m so sorry to hear about the loss of your friend’s father. Grieving the loss of a loved one during the fear and anxiety about the […]
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