We all dream of the day when our child or grandchild is accepted to college. From the time he or she is diapers, we begin planning for great things. We drive them to soccer, gymnastics, and music lessons in hopes that they are … [Read more...]
Long-Term Care Insurance- The Good, the Bad, and the Ugly
November is Long-Term Care Awareness Month, a continuing effort to raise public awareness about long-term care insurance and planning. Statistics show that more than 70% of people age 65 or older will need long-term care sometime … [Read more...]
Halloween Can Be Scary for those with Dementia
Q. My mother-in-law has dementia and lives at home with a caregiver to assist her with activities of daily living. Before she was diagnosed, she loved Halloween, especially all the decorations, seeing the grandchildren dressed up … [Read more...]
Caution: Our Top 10 SCARIEST Articles
With Halloween upon us, it is time to present you, our dear readers, with this year's scariest & creepiest stories. From the nightmare of probate to court cases involving filial responsibility, we uncovered some scary … [Read more...]
NASA SmartWatch, Implanted Health Devices, and Other New Technology for Seniors
Is Grandpa going gadget-crazy? Not quite yet, but we are getting there. According to a recent Pew Research survey, the number of older adults using the internet and related tech devices is increasing, with 59% of seniors reporting … [Read more...]
Filial Responsibility: Elderly Couple May Be Responsible For Son’s Medical Bills
Filial responsibility laws obligate adult children to pay for their indigent parents’ food, clothing, shelter and medical needs. When the children fail to do so, nursing homes, hospitals, and other creditors can file lawsuits … [Read more...]
Sandwich Generation: How to Survive Financially
Q. My husband and I are in our mid 40s and caught between raising our 10 and 14 year old children, working full-time, and caring for my father, who has Parkinson’s. We are particularly concerned about saving for college for our … [Read more...]
“Hide” is a Four-Letter Word
Q. I read in USA Today about an 83-year-old man who hid $1.1 million in offshore accounts to avoid paying taxes. I have also read about others who attempt to hide their assets to qualify for Medicaid, as a way to pay for long-term … [Read more...]
Making the Nursing Home Choice
While placing a loved one in a nursing home is a difficult decision, there may come a time when it is the right one. It will help if you do your homework and trust your instincts. According to the Department of Health and Human … [Read more...]
Long-term care premium increases soar: Elder law attorneys become the go-to professional
Long-term care insurer John Hancock has begun the process of seeking sharp premium increases nationwide for certain types of coverage. Initial reports from shocked policyholders surfaced in two midwestern states that have … [Read more...]
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