As you approach retirement, you must decide when to begin taking your Social Security benefits. You have three options: You may begin taking benefits between age 62 and your full retirement age, you can wait until your full retirement age, or you can delay benefits and take them anytime up until you reach age 70. […]
How Will the New Congress Affect Key Elder Law Issues?
The Democratic Party’s takeover of both houses of Congress is likely to have financial implications for the elderly and their families, although how profound these changes will be remains to be seen. Of greatest interest to elder law attorneys and their clients is what the change in leadership on Capitol Hill will mean for the […]
Medicare Open Enrollment Period Means More Decisions
If you are a Medicare beneficiary, it is time to review your Medicare prescription drug plan options. The Medicare Part D open enrollment period begins November 15, 2006, and ends December 31, 2006. During this period you can sign up for a prescription drug plan if you don’t have one or you can switch to […]
Congress Passes Bill Containing Punitive New Medicaid Transfer Rules
By a vote of 216-214, the U.S. House of Representatives has passed budget legislation that will impose punitive new restrictions on the ability of the elderly to transfer assets before qualifying for Medicaid coverage of nursing home care. The Deficit Reduction Act of 2005 now goes to President Bush for his promised signature. Several Republican […]
The Message of the Pending Asset Transfer Changes: Don’t Delay Medicaid Planning
As you may know, Congress is on the brink of enacting a law that would impose punitive new restrictions on the ability of the elderly to transfer assets before qualifying for Medicaid coverage of nursing home care. (For the legislative details, click here.) Among other provisions, the proposed new law would extend Medicaid’s “lookback” period […]
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