Last October, the President signed HR 2167 – “The Reverse Mortgage Stabilization Act of 2013”. As a result, changes have been made to make it harder to qualify for a reverse mortgage. To be eligible for a reverse mortgage you … [Read more...]
A Successful Easter Dinner for Someone with Alzheimer’s
Q. This year, Grandma Pearl will be joining us for Easter dinner. She has Alzheimer’s and her caregiver will be joining us, as well. We are concerned that the dinner could present challenges for her, since she is on a regimented … [Read more...]
Tax Day: Seven Unusual Deductions
If you are one of those people who waited until the very last minute to complete and send in your taxes, you want to make sure you take all of the deductions you’re entitled to. Last month, I wrote a blog post with some often … [Read more...]
Are IRAs Considered Countable Assets for Medicaid?
Q. My next door neighbor is a retired financial planner. We walk every morning to stay in shape and maintain good health. This morning, I brought up the topic of whether my father’s IRA would be countable if he applies for … [Read more...]
Nursing Home Costs Rising Drastically
At least 70% of people over 65 will need long term care services and support at some point in their lifetime. To help families evaluate long-term care options and costs, the insurance company Genworth recently released the 2014 … [Read more...]
Visit Your Parents Often . . . or Else
Lola Wang is a 28-year-old marketing officer in China, who works long hours and rarely takes time off. With her demanding schedule, she can only make two six-hour trips each year to visit her elderly parents. By visiting them so … [Read more...]
Do You Get “High-Quality” Sleep?
A new study involving 2,822 senior men, averaging 76 years old, confirms the link between sleep quality and the development of future cognitive decline. The study, published in the April 1 issue of the journal Sleep, was … [Read more...]
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