Q. Nursing homes are so exorbitantly expensive. There is no way I can afford long-term care for myself, when the time comes, or for my husband, Morty. Is there any way to qualify for free long-term care in this country? A friend … [Read more...]
Spending Forever with Your Pet
Dear Saki and Alley, I am very attached to my cat, Jessie. We have been through thick and thin together. When I die, I would like to be buried with her. Is this a possibility? Love, Mike … [Read more...]
VA Proposes Major Changes to Aid and Attendance Program
The Department of Veterans Affairs (VA) is proposing significant changes to needs-based benefit programs, including an asset limit, a look-back period, asset transfer penalties, and deductible medical expenses, as … [Read more...]
Before You Sign a Continuing Care Contract
Continuing Care Retirement Communities (CCRC), also known as Life Care Communities, offer older adults a spectrum of services and care facilities, typically starting with independent living arrangements, then advancing to assisted … [Read more...]
Hospice Care For Mom? But, She Isn’t Dying.
Q. My mother, Roxanne, 76, has suffered from lung disease for ten years. She still has her wits about her, and spends her days knitting, reading historical novels, and sipping tea. Recently, her doctor recommended hospice care, … [Read more...]
Beating the Winter Blues
Dear Saki and Alley, I get depressed at this time of year, ever since my husband passed away. I had a full house for the holidays and everything seemed great, but now that it is over and the tree and decorations are gone, I am … [Read more...]
How Nursing Homes are Collecting Debts- More Reason to Plan Ahead
Lillian Palermo, a 90-year old retired insurance executive, entered a nursing home after she began experiencing dementia, falls, and surgical complications. Her husband, Dino, who is eight years her junior, visits her every day. … [Read more...]
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