Mr. Garcia is a 73 year old Vietnam Veteran who served in the Marines. He lives at home with his wife and was recently diagnosed with Alzheimer's disease. He feels disoriented in his neighborhood and has forgotten his way home a few times. His wife … [Continue reading]
After the Turkey Dinner…Take a Walk!
You just enjoyed turkey and all the fixins’ with family and friends. Before the tryptophan starts kicking in and making you sleepy, why not take a walk? You may feel like sitting on the couch after the big meal, but if I told you that physical … [Continue reading]
Giving Thanks for Growing Older
As we get older, simple things like tying our shoes become challenging and that quick memory we took for granted when we were younger suddenly evades us. It is easy to get caught up in what we have lost, but let’s not forget about all that we have … [Continue reading]
Caregiver Contracts are a Growing Trend
Nearly 44 million adult caregivers (21 percent of the U.S. adult population) provide care to seniors or adults with disabilities. On average, these caregivers provide 21 hours of care a week; and the average length of time spent providing care is 4.3 … [Continue reading]
Ask the Expert: What are the Costs of Aging in America?
Q. My 65th birthday is just around the corner. I retired from a job that I loved last summer and I think that I am ready for what lies ahead. The problem is, I am not sure if I can afford it -- future long-term care costs in particular are making me … [Continue reading]
Identifying the Signs of Autism Earlier will Lead to a More Productive Life
When Matt was a baby, his parents became concerned early that he never looked anyone in the eye, didn’t respond to sound, and missed several developmental milestones, such as pointing and waving. He was their first child and the possibility of autism … [Continue reading]
The Older Americans Act Reauthorization is Important for Long-Term Care Consumers
The Older Americans Act (OAA), enacted in 1965, was designed to provide services and funding in every state to support the dignity and welfare of seniors age 60 or older. These services focus on improving the lives of older people in areas of income, … [Continue reading]
Guardianship Revisited: a Serial 911-Caller and a Bigamist
A “guardian” of an adult is a person appointed by the court who is responsible for the personal affairs of an incapacitated adult, including responsibility for making decisions regarding the adult’s support, care, health, safety, habilitation, … [Continue reading]
LGBT Seniors Find Challenges in Assisted Living and Skilled Nursing Facilities
Marlene, 81, and Charlotte, 77, have been together for 43 years. If one or both of them needs long-term care in the future, their first choice would be getting private in-home care by Marlene’s sister, Vera, but they realize that a skilled nursing … [Continue reading]
Ask the Expert: Can I really save $11,000 annually if my planning is done earlier?
Q. Recently, my family had a reunion. Since I have six brothers and sisters, it was a huge event that included many relatives that I hadn't seen in years. At dinner, my distant cousin Marty who is a few years older than me and whose wife Danielle … [Continue reading]
Speaking Two or More Languages May Delay Dementia Symptoms
Edith is bilingual and speaks English and Spanish fluently. This has been helpful throughout her life, in her career, and in her travels. She was recently diagnosed with early onset dementia.What she didn’t know until now is that speaking two or more … [Continue reading]
November Is National Family Caregivers Month
There are as many as 90 million family caregivers in the U.S. today, and their contribution is thought to be equivalent to $450 billion in caregiving services every year. This number is steadily increasing, as more Americans are caring for a loved … [Continue reading]
The End-Of-Life Conversation: What if it NEVER happens?
Greta was very close with her in-laws, and often referred to them as “the parents she never really had.” When her father-in-law, Chuck, started to show signs of dementia, she stepped in immediately to help. For as long as Greta could remember, Chuck … [Continue reading]
Major Carriers of Long-Term Care Insurance are Exiting the Market
According to a recent report by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) and the U.S. Department of Health and Human Services (HHS), changes in the Long-Term Care (LTC) insurance market, including higher-than-expected … [Continue reading]
Ask the Expert: Gifting and the New Gift and Estate Tax Exclusion Numbers
Q. My son, Eric, recently got married to Jennifer, and my mother, Olivia, would like to give them a gift of $10,000 for their nest egg. She also has a history of giving small monthly gifts to the animal shelter. If my mother requires nursing home … [Continue reading]
Social Security Recipients to Get 1.5% More in 2014
Nearly 63 million Americans receive either Social Security or Supplemental Security Income (SSI) benefits. In 2014, these recipients will see their benefits rise 1.5%, thanks to annual cost-of-living (COLA) adjustments. Beginning in … [Continue reading]
New Guides Available for Financial Caregivers
There may come a time when a loved one entrusts you with his or her financial business, by way of a Power of Attorney, designating you as his or her agent (also called attorney-in-fact). As an agent, your role is to manage your loved one’s legal and … [Continue reading]
November is Long-Term Care Awareness Month: A Time to Plan Ahead
November is Long-Term Care Awareness Month, a time for families to educate themselves and prepare for potential long-term care needs. Planning ahead for long-term care better prepares families to live well in their later years. Below are some facts … [Continue reading]
Estate Planning Mistakes: Widower’s Home is Now Owned by his Stepchildren
In 1982, William Irish married Janet Warnshuis, a widow who had 3 children from her prior marriage. In 1987, the couple purchased a home together in Corry, Pennsylvania. Both William and Janet contributed towards the purchase price of the home and … [Continue reading]
Now this is SCARY- Filial Responsibility Part 2
Ruth and Earl Linderkamp, parents of Dawn Herrmann and Elden, Louis, Carl, Gene, and Dennis Linderkamp, resided in Four Seasons Healthcare, a nursing home in Forman, ND from 2006 until they died in 2009 and 2010, respectively. In August 2006, two … [Continue reading]
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