As shown in the table below, every state has asset limits for long-term care Medicaid — most being $2,000 for an individual and $3,000 for a married couple both applying for long-term care Medicaid. However, these asset limits do NOT mean you need to “spend down” your assets until you reach these limits. Many assets don’t count toward the asset limit, and with good legal representation from an experienced Elder Law attorney, you do NOT have to go broke in order to qualify for Medicaid. On the contrary, by hiring an experienced Elder Care attorney, if you are a married couple, we can protect 100 percent of your assets and get Medicaid without spending down your assets at all. Likewise, by using an experienced Elder Law attorney, if you are a widow or single person, we can legally and ethically protect 40% to 100% of your assets and still get you on Medicaid without you having to spend down your assets and go broke.
| State | Individual Asset Limit | Couple Asset Limit |
|---|---|---|
| Alabama | $2,000 | $3,000 |
| Alaska | $2,000 | $3,000 |
| Arizona | $2,000 | $3,000 |
| Arkansas | $2,000 | $3,000 |
| California | No limit | No limit |
| Colorado | $2,000 | $3,000 |
| Connecticut | $1,600 | $2,400 |
| Delaware | $2,000 | $3,000 |
| District of Columbia | $4,000 | $6,000 |
| Florida | $2,000 | $3,000 |
| Georgia | $2,000 | $4,000 |
| Hawaii | $2,000 | $3,000 |
| Idaho | $2,000 | $3,000 |
| Illinois | $2,000 | $3,000 |
| Indiana | $2,000 | $3,000 |
| Iowa | $2,000 | $3,000 |
| Kansas | $2,000 | $3,000 |
| Kentucky | $2,000 | $4,000 |
| Louisiana | $2,000 | $3,000 |
| Maine | $10,000 | $15,000 |
| Maryland | $2,500 | $3,000 |
| Massachusetts | $2,000 | $3,000 |
| Michigan | $2,000 | $3,000 |
| Minnesota | $3,000 | $6,000 |
| Mississippi | $2,000 | $3,000 |
| Missouri | $2,000 | $3,000 |
| Montana | $2,000 | $3,000 |
| Nebraska | $4,000 | $6,000 |
| Nevada | $2,000 | $3,000 |
| New Hampshire | $2,500 | $4,000 |
| New Jersey | $2,000 | $3,000 |
| New Mexico | $2,000 | $3,000 |
| New York | $30,182 | $40,821 |
| North Carolina | $2,000 | $3,000 |
| North Dakota | $3,000 | $6,000 |
| Ohio | $2,000 | $3,000 |
| Oklahoma | $2,000 | $3,000 |
| Oregon | $2,000 | $3,000 |
| Pennsylvania | $2,000 | $3,000 |
| Rhode Island | $4,000 | $6,000 |
| South Carolina | $9,090 | $13,630 |
| South Dakota | $2,000 | $3,000 |
| Tennessee | $2,000 | $3,000 |
| Texas | $2,000 | $3,000 |
| Utah | $2,000 | $3,000 |
| Vermont | $2,000 | $3,000 |
| Virginia | $2,000 | $3,000 |
| Washington | $2,000 | $3,000 |
| West Virginia | $2,000 | $3,000 |
| Wisconsin | $2,000 | $3,000 |
| Wyoming | $2,000 | $3,000 |
